Pet Insurance

Protect Yourself from Unexpected Pet Costs

Do you count your pets as family members? Are you protected if your beloved dog or cat suffer an accident or illness that requires surgery or extended treatment? Unforeseen accident or illness expenses can quickly climb into the thousands leaving you in a financial mess unless you have pet insurance.

BOLT offers protection at low monthly rates to keep you in a position to provide care for your pet while keeping you financially protected.

Custom Coverage Against Accidents & Illnesses

BOLT offers custom pet insurance policies according to budget preferences and choice of protection for accident and illness coverage or only accidents.

There is optional coverage available for medically necessary medications such as antibiotics, allergy medicine, and eye and ear drops. However, this does not include preventative prescriptions like heartworm medication or prescription diet food.

Covered Expenses

  • Breed-specific conditions
  • Cancer treatment
  • X-rays, ultrasounds, MRIs
  • Surgery, hospitalization, care
  • Therapies and rehabilitation
  • Emergency & specialist care
  • Vet exam fees
  • Prescription drugs (optional)


Age Limitations – For new pet insurance policies, any breed of dog or cat between the ages of 6 weeks and 14 years is eligible for accident and illness coverage. As policies renew, pets growing older than 14 will still be covered but a new policy is not available for a 17-year-old cat for example. Pets that are 15 years or more are only eligible for accident insurance.

14 Day Waiting Period – Coverage begins after a two-week wait period and requires a veterinarian exam within 12 months prior to the coverage start date. There is no further annual exam required thereafter.

Pre-existing Conditions – If a pet has a pre-existing illness or injury it won’t be covered. It is important to have the pet examined since some conditions may be undiagnosed and therefore may not be covered. To avoid any surprises, a medical history review can be arranged to provide a clear assessment from an insurance perspective. If a pet has diabetes, Feline Immunodefi ciency Virus, Feline Leukemia Virus, or Cushing’s Disease, it may still be eligible for accident insurance.

What are you waiting for? Get your free pet insurance quote today!