General Liability & Business Property

What is General Liability and Business Property Insurance?

This type of insurance combines general liability and business property insurance for your business. General Liability and Business Property insurance is a way for small businesses to purchase a combination of coverages at a reasonable price. This insurance covers certain losses resulting from property damage, suspended operations and liability resulting from bodily injury or property damage to others. A General Liability and Business Property Policy is generally available for businesses with up to $3 million in revenue and is designed to meet the insurance needs of most small businesses.

Why do I need General Liability and Business Property Insurance?

In today’s litigious society, even small mistakes can result in large lawsuits. That’s why general liability insurance, along with property coverage, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn’t do) to cause an injury or property damage. While the property coverage will provide coverage for any buildings owned by the business. Property coverage will also provide coverage for any business personal property or contents inside the building.


As a business owner you should also consider other possible lawsuits to your business and add protection for flood, errors and omissions, and workers compensation.