Medical Office Insurance
Medical offices are staffed by nurses, doctors and physicians of all different specialties. The office might be for dentists, dermatologists, general physicians, veterinarians, gynecologists, podiatrists or for other types of medical specialties. Employees of a medical office are responsible for maintaining patient records, billing for services provided, scheduling appointments, and handling laboratory testing results. The risks for a medical office include liability for injuries occurring in the office, unexpected events causing damage to the property, and crimes committed by the employees.
Protect your business from risks by getting medical office business insurance.
There are multiple types of business insurance policies for medical offices. Choose from the following policies to get maximum insurance coverage:
Types of Medical Office Business Insurance
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Medical Office Insurance FAQs
For doctors and medical professionals, malpractice insurance is necessary to cover treatment-related issues. However, for a medical office itself, business insurance coverage is needed to protect the business and its employees. Medical office insurance includes general liability insurance, workers' compensation, professional liability, and medical office papers and records insurance.
Malpractice insurance covers the doctors and medical professionals' treatment of patients, but not the office or facility itself. For instance, if a doctor prescribes the wrong medication to a patient that would be covered by malpractice. On the other hand, if a patient slips and falls in the hall, the medical office insurance would be liable to cover the cost of injuries and treatments for the accident.
The cost of medical office insurance depends on the size of your staff and office, your location and the services you offer as well as the types and amount of coverage you need. Typical general liability insurance can cost less than $1,000 annually. However, each business is unique, and comparing quotes from different companies can help you get the best insurance coverage for your medical office.
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