Tips to Avoid Snowplow Hiring Scams

Posted on: Dec 06,2018 | by Bolt Insurance | No Comments
avoid snow plow scams BOLT insurance

When your business parking lot is filled with snow, the last thing you want to worry about is being scammed.  However, this is the time of the year to be on the lookout for snow removal scams, according to the Better Business Bureau who says it’s commonly referred to as a ‘common cold weather deception’. This is when scam artists come to your business and offer their snow removal services for your sidewalks and parking lots. They quote you a price that seems reasonable enough, but when it comes time for the bill, they bill you a lot higher than what they quoted. With some precaution, you can avoid scams when you are looking to hire snowplow services this winter season.

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Preparing Your Small Business for the Winter

Posted on: Nov 29,2018 | by Bolt Insurance | No Comments
preparing business for winter BOLT insurance

Winter is approaching fast and the shift in the weather can make any small business owner cringe. One of the leading causes of injury for commercial businesses is slip and fall accidents. Snow and ice become a problem because of the weather change and your business is at risk of a potential lawsuit during this time more than ever. However, practicing good maintenance and housekeeping can help prevent injuries and now is the time to start preparing.

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When is a Car Considered to be “Totaled”?

Posted on: Nov 15,2018 | by Bolt Insurance | No Comments

How to Protect Your Home When You’re on Vacation

Posted on: Nov 08,2018 | by Bolt Insurance | No Comments
Protect Home While on Vacation

When you leave for vacation, whether you’re leaving for a quick weekend getaway or you’re going away for a week or over, it’s important that you ensure your home and personal possessions are protected. You can keep your home and belongings safe by taking a little extra precaution. This way, you can enjoy your vacation with a little piece of mind knowing your personal belongings and home are secured. Below are some tips on how to do this.

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The Problems Data Breaches Pose for Small Businesses

Posted on: Nov 01,2018 | by Bolt Insurance | No Comments
The Problems Data Breaches Pose for Small Businesses

These days, many small business owners are trying to better protect themselves from any external threats that could compromise their financial safety, but one of the most common remaining problems is data breaches.

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Should you Invest in a Pet Insurance Policy?

Posted on: Oct 25,2018 | by Bolt Insurance | No Comments
Invest in Pet Insurance Policy

With veterinary medicine becoming more technologically advanced, you can expect higher care expenses due to increased costs that come with facilities, equipment and training required to offer you services of higher-quality.

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Types of Hearing Protection for Workers

Posted on: Oct 18,2018 | by Bolt Insurance | No Comments

Workers every day are exposed to noise levels at work that are so high they are rated hazardous. In the last decade, over 120,000 people have developed permanent hearing loss, according to the Bureau of Labor Statistics.

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5 Ways to Avoid Car Dealership Fraud

Posted on: Oct 04,2018 | by BOLT Insurance | No Comments

There are numerous tips to keep in mind before buying a car. You should compare auto insurance rates before you make a purchase because different vehicles can come with varying premiums. However, if you plan on purchasing a car from a smaller dealership, you should be aware of common forms of dealership fraud that can take place. You never know when a dealer will implement a scam, so you need to know how to get out of these sticky situations.

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Uninsured Driver Statistics That Will Make You Rethink Your Coverage Limits

Posted on: Sep 27,2018 | by BOLT Insurance | No Comments

Every year, uninsured and underinsured drivers cost other motorists a fortune. Every state has adopted a slightly different approach to mitigating the costs and risks created by these underinsured and uninsured motorists, but generally speaking, the state’s minimum coverage requirements are designed to set a baseline, and they don’t always represent the right choice for an individual driver. If you’re unsure what to do about uninsured motorists, you need a trustworthy partner who can make recommendations based on your driving patterns and location.

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Apartment Break-Ins Are More Common Than You Might Expect

Posted on: Sep 20,2018 | by BOLT Insurance | No Comments

If you don’t make a habit of looking at residential burglary statistics, you might not realize exactly how common break-ins and thefts from apartment residences really are. Most media coverage of burglaries and home invasions tends to focus on condominiums and freestanding houses, with some coverage of the situation when it comes to row houses and flats, but very little focusing on high-population-density apartment housing. The fact of the matter is that break-ins are fairly equally distributed between apartment dwellings and single-family homes in most states, so your odds of an apartment break-in are not that different from your odds of experiencing one in another kind of home.

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