Buying a House: Expenses You Should Know About

Posted on: Sep 17,2020 | by BOLT Insurance | No Comments

A house’s price and interest rate are the two numbers homebuyers focus on the most. However, there are many other fees and costs associated with buying a house. Planning for additional expenses outside of the price of a home is crucial for maintaining your budget. Understanding the various costs associated with buying a home can prepare you for the true price tag of your house and help you avoid any surprises.

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Jewelry Insurance: Do I need it?

Posted on: Sep 02,2020 | by BOLT Insurance | No Comments

While home or car insurance may be required by law, jewelry insurance is an optional addition for coverage. People with pricey wedding rings, family heirlooms, or fine jewelry may worry what would happen if their items were lost or damaged. But, is jewelry insurance really necessary? You have already invested in your jewelry items, should you invest in protection for them as well? Keep reading to learn more about jewelry insurance and how you can ensure the security of your favorite items.

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Insurance for Your Hobbies

Posted on: Aug 20,2020 | by BOLT Insurance | No Comments

Hobbies are typically considered fun or recreational activities. They help us relax, make new friends, and enjoy personal time doing what we love. However, you may not realize how your hobbies impact your insurance needs. If you are investing in your hobby, including equipment, supplies, or property, it may be time to alter your insurance coverage.

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College Students and Apartment Rental Insurance

Posted on: Aug 06,2020 | by BOLT Insurance | No Comments

Heading off to college is an exciting time, but it also brings a whole new set of responsibilities. As teenagers and young adults set off on their own for the first time, they have to worry about protecting their home and their belongings. Choosing the right insurance coverage is difficult for even the most experienced adults, and it is certainly confusing if you are searching for coverage for the first time.

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How Riders Can Stay Safe During Uber and Lyft Rides

Posted on: Jul 23,2020 | by BOLT Insurance | No Comments

Ride sharing apps like Uber and Lyft are essential travel methods for many people these days. Whether you need a ride to the airport or a car home after a night out, these companies offer convenient cab-like services at competitive rates. However, it is important to remember that you are getting in the car with a stranger. While Uber and Lyft conduct background checks on their drivers, it is still important to be aware of your surroundings and your personal safety. Keep reading for the top tips on how riders can stay safe during Uber and Lyft rides.

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Understanding Your Risks in the Sharing Economy

Posted on: Jul 16,2020 | by Bolt Insurance | No Comments
Sharing Economy

We have become a society of sharing. Home sharing. Ride sharing. Even driveway sharing. Over sharing via social media and the World Wide Web. While some sharing can be fun and exciting in today’s modern world, there are very real risks you need to consider – as well as how they relate to your insurance needs and coverages.

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Will Your Baby Need to Learn How to Drive a Car?

Posted on: Jul 09,2020 | by Bolt Insurance | No Comments
self driving cars

With the rise of self driving cars and the future at hand, many parents today are wondering if there will be a time when, perhaps, the old rite of passage, learning to drive a car, is an obsolete tool of an archaic and all-but-forgotten past. However, for most of us, the reality is that there will still be cars with drivers on the road for many years to come – no matter how quickly technological advancements move to make them relics of a bygone era.

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How Much Liability Insurance Should I Have on My Home?

Posted on: Jul 02,2020 | by Bolt Insurance | No Comments
how much personal liability insurance do i need

Homeowners insurance covers your home, its contents, and other assets against damage and theft. Personal liability coverage is an important part of your homeowners policy, because it extends protection to you, the home owner, in the event someone is injured on your property, but it can be complicated to assess your needs and ensure adequate protection.

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How Much Will it Cost to Insure Your Home?

Posted on: Jun 25,2020 | by Bolt Insurance | No Comments
how much is home insurance

How much you pay to insure your home can vary depending on many factors, including your deductible, the age of your home and the insurer from whom you’re buying your policy.

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Insurance for Electric Cars

Posted on: Jun 18,2020 | by Bolt Insurance | No Comments
smart car insurance

With fluctuating gas prices and a growing focus on leading greener lives, it’s no wonder that an increasing number of Americans are purchasing electric Cars for their daily commutes. These vehicles offer an economical alternative to bigger, less fuel-efficient vehicles and may leave a smaller carbon footprint – but is it the right choice for you?

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