Knowledge Center

  • FAQ

      • Why is the rating for insurance companies important?
      • The rating of your insurance company is important for two reasons. First and most
      • Who are the insurance carriers with BOLT Insurance Agency?
      • These companies are rated A- or better by A.M. Best Company, a full-service credit rating
        organization with more than 100 years' experience that... More
      • Why do insurance rates seem to go up or down over time?
      • Like commercial real estate, the insurance industry has cycles. In some years, major
        "insurance events," such... More
    Insurance FAQs
  • Insurance Talk

    • Business Liability

      Provides protection for your company in the event that you cause certain injury to others. This could include injury or damage to a person...

    • Property Deductible

      Insurance coverage does not apply until the amount of a loss exceeds the value that has been selected as a deductible...

    • Workers' Comp.

      Workers' Compensation insurance protects employees by providing medical and income benefits for job-related injuries...

    Insurance Glossary
  • Articles

    • Am I Required to Have Homeowners Insurance?

      Many new, or soon-to-be, homeowners have questions about home insurance. One the biggest questions new homeowners ask is: “Am I required to have homeowners insurance if I own a home?”  Unlike ca...
    • Truck Parking Storage Remains Concern for Fleet Drivers

      Places to pull off safely at truck stops are at a premium along major corridors for freight hauling in the U.S. The demand is high because the new regulations require regular downtime. And the surg...
    • Growing Risk of Employment Practices Liability for Small Businesses

      Employment practices liability claims involve work-related suits stemming from allegations of discrimination, harassment, wrongful termination, wage-and-hour disputes, retaliation, and other issues...
    Insurance Articles

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  • Computer Programmer

    "Again, thank you for your patience in this and thank you for your quick responses via email. I will definitely refer your company, and especially you personally. You have been the best insurance person I have dealt with ever..."

    R. Pader

  • Product Retailer

    "Thank you so very very much, you just don't know how much this really means to me. You all have been so very very pleasant and extremely professional. Please forward this to your supervisor for the customer service that you've provided was nothing less than A+.Keep up the good job."

    R. Bolling

  • Commercial Property Inspector

    "You have worked exceptionally hard and I appreciate it. Thank you very much, you are a life saver. By the way your competition said it would be at least week for proof. You have my business."

    B. Castile (Washington)

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