• General FAQ’s

      • Why is the rating for insurance companies important?
      • Who are the insurance carriers with BOLT Insurance Agency?
      • Why do insurance rates seem to go up or down over time?
      • How do I get a quote?
      • What is the difference between getting a quote online or over the phone?
      • What do I do if I have a question while completing the online quote?
      • How many quotes can I expect to receive?
      • Will the BOLT agents recommend a policy?
      • Does it cost anything to use the service?
      • Am I obligated to accept a quote?
      • Why do I need to review the online quote with a BOLT agent before I purchase the policy?
      • When does my policy take effect?
      • Is there a fee associated with canceling a policy early?
      • How can I cancel a quote?
      • Are the BOLT agents licensed insurance agents?
      • Who do I contact if I want to file a claim?
      • How often will BOLT agents contact me?
      • Will you share or sell my information?
      • My question was not answered here. What can I do?
      • Commercial Insurance FAQ’s

      • What is BOLT? How can BOLT benefit my business?
      • I’m just getting my business started. Do I need insurance right away?
      • I don’t have any major business property. Why do I need insurance?
      • Is insurance coverage different for different businesses?
      • How do I determine what coverage is right for my business?
      • What types of business insurance policies are offered by BOLT SM Insurance Agency?
      • What is General Liability and Business Property?
      • What is Workers’ Compensation?
      • What is Commercial Auto?
      • What is Umbrella Insurance?
      • How long will it take to complete the quote process?
      • What information do I need to get started?
      • What do I do if my business changes?
      • Personal Homeowners Insurance FAQ’s

      • What is homeowners insurance and who should buy this type of coverage?
      • Will homeowner’s insurance help me if, for instance, someone gets hurt on my property?
      • What factors should I consider when purchasing homeowners insurance?
      • What are some practical things I can do to lower the cost of my homeowners insurance?
      • Personal Auto Insurance FAQ’s

      • What should I consider when purchasing automobile insurance?
      • What are some things I can do to lower my automobile insurance rates?
      • What factors can affect the cost of my automobile insurance?
      • What is the difference between collision coverage and comprehensive coverage?
      • What factors affect the premium I pay for automobile insurance?

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  • Computer Programmer

    "Again, thank you for your patience in this and thank you for your quick responses via email. I will definitely refer your company, and especially you personally. You have been the best insurance person I have dealt with ever..."

    R. Pader

  • Product Retailer

    "Thank you so very very much, you just don't know how much this really means to me. You all have been so very very pleasant and extremely professional. Please forward this to your supervisor for the customer service that you've provided was nothing less than A+.Keep up the good job."

    R. Bolling

  • Commercial Property Inspector

    "You have worked exceptionally hard and I appreciate it. Thank you very much, you are a life saver. By the way your competition said it would be at least week for proof. You have my business."

    B. Castile (Washington)

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