Smart Workers’ Compensation and Claim Reduction Tips

Workers’ compensation insurance coverage is one of the most necessary items to include in a benefits package. The good news for small business owners trying to operate on a budget that it is possible to bring workers compensation claims down. But how exactly can this be done? Take a look at these smart workers’ compensation and claim reduction tips.


Provide Frequent Breaks for Employees


Repetitive motion injuries and injuries due to the drifting minds of employees are big problems. Casinos have it down to a science. Employees that handle gaming tables work for one hour and then get a twenty-minute break. The purpose of this is to avoid mental fatigue that leads to careless and costly errors since dealers are constantly working with numbers and the casino’s money.


The same holds true in businesses where mental fatigue leads to injuries. Injuries cost businesses a lot of money. In 2007, the estimated cost of workers injuries was approximately $250 billion according to “Economic Burden of Occupational Injury and Illness in the United States” by J. Paul Leigh. That’s a lot of money that efforts to curb worker’s compensation claim can save businesses.


Establish an Ergonomic Office Environment


Manufacturing floors and construction sites aren’t the only work locations that need to pay attention to worker safety or find new ways to avoid injury and accidents. Office environments, believe it or not, pose a few unique injury risks as well. Common problems from working in an office include carpal tunnel syndrome, neck strain, back pain, and even vision or general eye problems. Fortunately, there are ergonomic solutions, such as these,  that will solve many of these common problems.


Cultivate a Culture of Safety in Your Company


Small steps can have a huge impact on the overall number of worker’s compensation claims you see in your business. These are the steps you need to take in order to fast track the culture of safety within your organization


1)   Put new safety policies in writing. Make the policies complete with a full description of the policies as well as specific consequences for failure to comply.

2)   Provide education and training. You need to not only educate your staff about proper safety procedures, but also show your staff what they are. Train them on the safety equipment.

3)  Set a positive example for your employees to follow. Safety is always a top-down process. If you want your workers to practice proper safety then you need to set the example.


The more effort you put into your efforts to reduce injuries in the workplace, the greater return on investment you’re likely to see from your efforts, including reduced workers’ compensation claims. Start now making small changes that can have a huge impact on your bottom line.