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Auto Insurance

Auto Insurance

Not only is driving without car insurance illegal in most states, it can put you at significant financial risk. Having adequate insurance coverage will prevent you from financial wreck should you be involved in an accident or incur vehicle damages.

Auto insurance is bundled into different types of coverages. While some coverages, like liability insurance are mandatory, others are optional. However, optional coverages can protect you from financial repercussions should you be involved in an accident.

Understanding auto insurance — its key terms and coverages — will help you when it comes time to purchase or  renew your small business auto insurance policy.

Compare Car Insurance

Compare Auto Insurance – Get Quotes from Top Carriers

Taking the time to compare auto insurance is the best way to save money on your insurance premiums. Don’t make the mistake, though, of taking a one and done approach to comparing your rates. Revisit your policies each year to make sure you’re still getting the best value, your insurance needs haven’t changed within the last year, and that you’re not paying for more coverage than you really need. Fortunately for you, it is easier than ever to compare car insurance quotes from top carriers. Here’s what you need to know….(Read More)
comparison

Compare Auto Insurance Quotes – Why You Should Do It

Comparing auto insurance quotes can be instrumental in helping you save money on your auto insurance. Even if you love your current insurance company and don’t want to leave, you can use lower quote offers from other companies to encourage your company to lower rates in order to compete for your continued loyalty.

The Insurance Information Institute recommends getting at least three price quotes from different insurance companies before choosing. There are several good reasons for adopting this practice, including these listed below….(Read More)

Cheap Car Insurance

What are some things I can do to lower my automobile insurance rates?

When shopping for auto insurance make sure each insurer is offering the same or comparable coverage. Many insurers use the “Insurance Services Office” (ISO) policy forms, but this is not always the case.
An easy way to lower the cost of your automobile insurance is to increase the deductibles on your Comprehensive and Collision coverage. Simply raising your deductible from $250 to $500 or $1,000 will lower your premium. You need to determine how much of any loss you can comfortably retain based on the financial resources you have available….(Read More)

How to Get Cheap Car Insurance for Teens

The idea of cheap car insurance for teens may feel a bit like an oxymoron. Teens present much greater risk for insurance companies and may result in startling premium increases — $1,500 per year, on average, according to NerdWallet.

The reason teen drivers are so expensive is that car accidents are the leading cause of death among drivers between the ages of 16 and 19 in the U.S. making them a much greater financial liability for insurance companies than any other age group. The good news is that there are things you can do to decrease your premiums – even if you have teen drivers to cover….(Read More)

Do I Need Insurance to Rent a Car?

If you’re thinking about renting a car, you might ask yourself, “do I need car insurance to rent a car?” The answer is yes, you do need insurance when renting a car. There are different ways to go about it, however.

Your Own Auto Insurance Policy

You can first contact your own independent insurance agency (or us here at BOLT Insurance Agency) to see the amount of coverage you have on your own car. Often, your own personal auto insurance policy would cover a rental car if you’re using it for pleasure and not for business. Keep in mind, if you don’t have collision and comprehensive coverage already on your own car, you’re not covered if your rental is damaged in an accident or stolen….(Read More)

Best Car Insurance

What is the Best Car Insurance for First-Time Buyers?

Buying your first car is exciting. The freedom you get from being able to drive where you want to go is a great privilege. However, with that new car comes an auto insurance policy. It’s important to have the proper coverage for your new set of wheels.

Choosing the Best Car Insurance for First-Time Buyers

Nearly all states require a car owner to have a minimum amount of coverage. So, as a new car owner, what types of coverage do you need?…(Read More)

Compare Auto Insurance – Get Quotes from Top Carriers

Taking the time to compare auto insurance is the best way to save money on your insurance premiums. Don’t make the mistake, though, of taking a one and done approach to comparing your rates. Revisit your policies each year to make sure you’re still getting the best value, your insurance needs haven’t changed within the last year, and that you’re not paying for more coverage than you really need. Fortunately for you, it is easier than ever to compare car insurance quotes from top carriers. Here’s what you need to know….(Read More)

 

Bolt Insurance makes it easy. You can get a free quote online 24 hours a day, and you can learn what to do if your auto insurance quote is too high. Most importantly, you will learn why Bolt Insurance is your go to source for insurance.

Get an Auto Insurance Quote Online Today!

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