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Hi, I'm Sarah! I'm a P&C insurance agent at BOLT Insurance. I know how complicated insurance can be and I'm here to make it easier for you. Here are some frequently asked questions we receive. If you have a specific question, please call us at 1 (800) 216-4171.


Do I need to update my car insurance information if I move? Will my rates change?

If you move, you will have to update your car insurance information. Insurers determine rates based on where your car is parked, and certain cities and towns are at higher ris …

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My husband and I are under contract to close on a house. What do we need to know about homeowner’s insurance as a first-time homeowner?

Congratulations on purchasing a house! A mortgage company typically requires homeowner’s insurance, but it’s also recommended to have coverage even if you do not have a mo …

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Should I add my teenager to my auto policy, or should they be on their own?

Whether or not you should add your teenager to your auto policy depends on a few factors. Is your teenager going to be driving your cars, or will they have their own vehicle? …

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I recently adopted a puppy. I’ve heard about pet insurance, but is it worth it?

Pet insurance is worth it, and in the past few years, we have seen an influx of pet owners calling in to get their pet insured! Many pet owners consider their pets family memb …

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I just bought a house, and the mortgage company said they would pay my homeowners insurance through an escrow account. What does this mean? Do I need to put money into the escrow?

Luckily, if you have a mortgage, homeowner’s insurance isn’t something you will need to worry about paying out of pocket separately. When you pay your monthly mortgage pay …

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