Ask Our Agents

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Hi, I'm Sarah! I'm a P&C insurance agent at BOLT Insurance. I know how complicated insurance can be and I'm here to make it easier for you. Here are some frequently asked questions we receive. If you have a specific question, please call us at 1 (800) 216-4171.


Should I add my teenager to my auto policy, or should they be on their own?

Whether or not you should add your teenager to your auto policy depends on a few factors. Is your teenager going to be driving your cars, or will they have their own vehicle? …

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I recently adopted a puppy. I’ve heard about pet insurance, but is it worth it?

Pet insurance is worth it, and in the past few years, we have seen an influx of pet owners calling in to get their pet insured! Many pet owners consider their pets family memb …

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I just bought a house, and the mortgage company said they would pay my homeowners insurance through an escrow account. What does this mean? Do I need to put money into the escrow?

Luckily, if you have a mortgage, homeowner’s insurance isn’t something you will need to worry about paying out of pocket separately. When you pay your monthly mortgage pay …

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Will I need to get a police report for a hit and run accident?

There are few things worse than going out to your car and seeing a dent, scrape or scratch that wasn’t there before and have no idea what happened to it or who is responsibl …

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I live on a quiet road with a sidewalk in an area where it snows. Am I liable if someone slips on my sidewalk?

Yes! This is very important for a homeowner to understand. Your sidewalk is a part of your property, and anyone who slips or trips and gets hurt can sue you for failure to mai …

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