Knowledge Center

  • FAQ

      • Why is the rating for insurance companies important?
      • The rating of your insurance company is important for two reasons. First and most
        importantly...More
      • Who are the insurance carriers with BOLT Insurance Agency?
      • These companies are rated A- or better by A.M. Best Company, a full-service credit rating
        organization with more than 100 years' experience that... More
      • Why do insurance rates seem to go up or down over time?
      • Like commercial real estate, the insurance industry has cycles. In some years, major
        "insurance events," such... More
    Insurance FAQs
  • Insurance Talk

    • Business Liability



      Provides protection for your company in the event that you cause certain injury to others. This could include injury or damage to a person...

      More
    • Property Deductible



      Insurance coverage does not apply until the amount of a loss exceeds the value that has been selected as a deductible...

      More
    • Workers' Comp.



      Workers' Compensation insurance protects employees by providing medical and income benefits for job-related injuries...

      More
    Insurance Glossary
  • Articles

    • Art Gallery Business Insurance


      Operating an art gallery business offers you the unique ability to work at a job you are passionate about while also running a lucrative business. Your art gallery may include local artists, master...
    • Upholstery Shop Insurance


      If you own and operate an upholstery shop, you help customers with furniture that is stained, ripped, or otherwise no longer in a style they desire. You provide them with upholstery services to giv...
    • Organic Food Store Insurance


      Organic food stores are grocery stores that carry only natural and organic foods. This includes pre-prepared meals, herbs and spices, produce, beverages, vitamins, and supplements. As an owner of a...
    Insurance Articles

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Testimonials

  • Computer Programmer

    "Again, thank you for your patience in this and thank you for your quick responses via email. I will definitely refer your company, and especially you personally. You have been the best insurance person I have dealt with ever..."

    R. Pader

  • Product Retailer

    "Thank you so very very much, you just don't know how much this really means to me. You all have been so very very pleasant and extremely professional. Please forward this to your supervisor for the customer service that you've provided was nothing less than A+.Keep up the good job."

    R. Bolling

  • Commercial Property Inspector

    "You have worked exceptionally hard and I appreciate it. Thank you very much, you are a life saver. By the way your competition said it would be at least week for proof. You have my business."

    B. Castile (Washington)

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