Workers’ Compensation
What is Workers’ Compensation?
This type of insurance covers employees against job-related injuries and illnesses, as well as certain medical expenses, lost income, and rehabilitation expenses. It also pays a death benefit to heirs of an employee who dies from a job-related injury or illness. This insurance is usually required by every state although the requirements vary by state.
Why do I need this insurance?
“Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
To protect you, the small business owner, from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.”
Testimonials
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Computer Programmer
"Again, thank you for your patience in this and thank you for your quick responses via email. I will definitely refer your company, and especially you personally. You have been the best insurance person I have dealt with ever..."
R. Pader
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Product Retailer
"Thank you so very very much, you just don't know how much this really means to me. You all have been so very very pleasant and extremely professional. Please forward this to your supervisor for the customer service that you've provided was nothing less than A+.Keep up the good job."
R. Bolling
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Commercial Property Inspector
"You have worked exceptionally hard and I appreciate it. Thank you very much, you are a life saver. By the way your competition said it would be at least week for proof. You have my business."
B. Castile (Washington)
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